Terms and Conditions

Welcome to our website. By accessing or using this site, you agree to follow the terms listed here. Please read them carefully before browsing, using any content, or relying on the information we provide.

These terms apply to all visitors, users, and anyone who interacts with this website. If you do not agree with any part of these terms, please stop using the site.

1. Website Purpose

This website publishes articles related to saving, financial habits, investing basics, credit awareness, money protection, fintech tools, and similar topics. The content is created for general information and educational use.
It does not replace professional financial, legal, tax, or investment advice.

You are responsible for evaluating any information before acting on it.

2. Content Accuracy

We work to keep the information updated and correct.
Content may change, be edited, or be removed at any time without notice.

We do not guarantee completeness, accuracy, or reliability of any article, table, suggestion, or insight.
Any action you take based on the content is at your own risk.

3. No Professional Guidance

All articles on this site are written for learning purposes only.
We do not offer financial planning, investment management, tax filing, legal advice, or personalized recommendations.

Always check with a qualified professional before making financial decisions.

4. User Responsibilities

By using this website, you agree:

  • Not to misuse, copy, or distribute the content without permission

  • Not to interfere with website operations or security

  • Not to upload harmful scripts, bots, or automated systems

  • Not to attempt to access restricted areas or servers

You agree to follow all local laws while using this site.

5. Intellectual Property

All articles, graphics, images, text, design elements, and structure belong to the website owner.
You may read and share content for personal use, but you may not reproduce, republish, or commercialize any material without written permission.

6. Third-Party Links

Articles may include links to other websites, tools, or services.
These links are provided only for information and convenience.

We do not control the content on external sites and are not responsible for their accuracy, privacy settings, or security.

7. Advertising and AdSense Compliance

This website displays ads from Google AdSense and other advertising partners.
By using this site, you agree to the following:

  • Ads may appear based on your browsing behavior, cookies, or generalized interests

  • We do not modify, inflate, or encourage invalid clicks

  • We do not offer rewards, compensation, or prompts to click ads

  • We follow all Google Publisher Policies, including content quality, prohibited content, and user-safety guidelines

Google may use cookies such as the DART cookie to serve ads.
Users can adjust ad personalization settings through Google Ads Settings.

8. Cookies and Data Collection

We may use cookies for:

  • Website performance

  • Basic analytics

  • Ad delivery

  • Improving user experience

Cookies do not store personal financial data.
You may disable cookies in your browser settings if you prefer.

For more details, please read our Privacy Policy.

9. Limitation of Liability

We are not responsible for:

  • Losses caused by relying on website content

  • Errors, delays, or interruptions in site availability

  • Damage caused by technical issues, cyber-attacks, or unexpected failures

  • Actions taken by third-party services, links, or advertisers

Using the site means you accept these limitations.

10. Changes to Terms

We may update these Terms and Conditions from time to time.
Changes take effect when posted on this page.
Your continued use of the site means you accept the updated terms.

11. Contact Information

If you have questions about these Terms and Conditions, you may contact us through the details available on our Contact page.